Without money for bills and debts A family of ten is in crisis – the Newspaper

RomaPiù of a family of ten is in trouble with the payments relating to the house. Three million families who are struggling to meet commitments on mortgage payments or the rent or the payment of households. Figures released yesterday by Istat, far from optimistic narrative of those who see the end of the crisis.

In detail these are the percentages. 10.2% of families has been in default of payment of the bills for utilities. Delays on rents concern the 16.9 percent of households, “only” 6.3% on mortgages payable. This latter finding suggests that delays due to negligence (it’s harder to skip mortgage payments to those of the rent). But is not so. The Institute of Statistics states that “the exposure of households to the late payment of housing expenses associated significantly to the burden of the costs themselves, and, in particular, their impact on disposable income.” The rent or the mortgage weigh on the pockets of low incomes and have an impact on the family budget by 45.5%.

“The Istat data on the increase in expenses for the house show, on the one hand , how important was the decision to eliminate the tax on first homes, and secondly, how urgent accompany such action with the adoption of measures encouraging the rent, through a least partial de-taxation of rents, “commented President Confedilizia Giorgio Spaziani Testa.

Confirmations indirect difficulties related to mortgages come instead by ABI. Just yesterday the association of banks reported that between November 2009 and 2015 were suspended mortgage repayments to 123,630 families, as part of action “suspension of payments of loan installments” and “Solidarity Fund for the mortgage ‘purchase of a first home. “

They weigh the price increases. And also yesterday, to account for them was Confesercenti. The increases in rates from 2011 to 2015 increased by nearly 10%. Only last year the inflation rate was 0.4%. Less than 2014, but more inflation. It is striking that increase were primarily the cost of water, grew 8.8% compared to 2014. Although it is still predominantly a public service and that the service leaves much to be desired, as demonstrated by the case of Messina.

In an overview of where they end up the money the Italians can not miss taxes. And in fact, also yesterday, the CGIA Mestre has lined up all the taxes charged on the shoulders of Italian. Around 100 fees that cost, approximately eight thousand euro per year to every Italian. Arriving at 12 thousand euro, if you include the contributions.

Among taxes, duties and tariffs, in short, in the portfolios of Italian have only a few Euros for consumption.