Milan – The real estate market gives a signal of recovery of health, after years of influence from his horse, in the second quarter of the year: the data released by Istat reported a return to growth in sales and a boom mortgages, rising by more than 23%. In detail, the notarial purchase agreements for residential units taken together (161,357) resume to increase, marking a + 6.2% compared to the same period a year earlier, after falling by 3.6% in the first quarter. The recovery of the real estate sales, says the statistics institute, is of a general nature, affecting all real estate sectors, the various territorial divisions and types of urban centers of the country. The Inland Revenue had spoken of a recovery of 6.8% of the market. The latter figures differ from those Istat, because those of the Institute refer to the number of conventions contained in notarial deeds, which may cover one or more housing units.
The increase over the previous year amounted to +6, 6% for the transfer of property for housing and accessories and + 1.9% for transfers of real property for economic use. The 93.7% of agreements rogate regards transfers of ownership of residential property and equipment (151,184), 5.8% real estate units for loss (9,299) and 0.5% real estate units for special use and timeshare ( 874).
On a regional growth it involves all areas, both for the whole of the trades of the building units that for transfers for residential and accessories. For both values are observed above the national average in the Northeast (respectively + 10.8% and + 11.8%) and the Islands (+ 8.0% and + 10.0%). In the economic area, the positive changes are found only in the Centre (+ 16.4%) and the South (+ 2.1%); still in trouble the Northeast (-0.9%), North-West (-1.3%) and especially the Islands (-11.8%). The District Notarial Archives located in the metropolitan cities and the Archives of the small centers benefiting both the real estate recovery, with positive values in dell’abitativo (+ 8.0% in large cities and 5.4% in small towns) and in economic (+ 1.9% for both types of archive).
A real boom mark conventions notary for mortgages, loans and other bonds with real estate mortgage entered into with banks or other by banks: in the second quarter they were 88,173, a jump of 23.1%. Recovery in all geographic areas, with variations above average in the South (+ 27.7%), the Islands (+ 27.4%) and the Northeast (+ 23.3%). The first half of 2015 ends, therefore, positive for trade, mortgages, loans and other obligations. Purchases and sales are growing for the real estate sector (+ 1.5%), thanks to the performance of the housing sector (+ 1.8%) and despite the decrease in the sector to economic use (-1.8%). The loans recorded an increase of 16%, for a total of 156,334 agreements.
This type of data has arisen recently some questions by the experts: the Abi spoke of a +86 % of mortgage loans in the first eight months of the year, and going to the press last August you see that then spoke of a + 76% in the first half (by value). The same Istat, on this point, states: “The increase of the conventions for mortgages, loans and other obligations should not only be interpreted as a recovery in the housing market. A major factor in the positive trend of the quarterly and half-yearly credit sector is growing renegotiation of mortgages being paid off. The decrease in benchmark interest rates practiced in the banking system leads, in fact, those who have a mortgage to consider whether to replace previous financing negotiated on more favorable terms . The growth of these operations supports, therefore, the surge of this type of deed. “
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