Wealth, a third is in the hands of 5% of Italian households. Four out of 10 pensions are below one thousand Euros – The Daily

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income of the families has arrested his fall after two years. But while increasing Italians in the band at low-income , 5 percent of the families has more than 30 percent of the total wealth. Meanwhile four pensioners over 10 takes less than one thousand euro per month, but 13 thousand Italians has pension income of over 10 thousand euro and 4 million People have a Double check social security . It ‘a summary of what emerges from the analysis of Bank of Italy and Istat on household wealth and pensions.

A family of 5 for low-income – Household wealth ceases to decrease, then, following a decline between 2012 and 2014: last year, the average income was EUR 30,500, about 2,500 per month . However the so-called Median income family (that is, the amount that is exactly halfway between the highest income and the lowest) is below average stood at EUR 25,700, about 2,100 per month. Also in 2014, 22.3 percent of Italians, according to the study of Palazzo Koch, had low income (below the threshold of € 9,600). In 2006 and 2012 the figure was respectively 19.6% and by 20.6 percent. In contrast, 5% of Italian households richest, with assets of 1.3 million core, held in 2014 over 30% of the total wealth. In the survey on households Bank of Italy show that for a large part of the core assets consist primarily of the Home from home.

In 20 years average wealth increased by 8% – The family income is made up, on average, for 40% of income from employment, for more than a quarter of transfers ( pension layoffs), for about 11% of income from self-employment, with the remaining 21% of capital income ( rent actual defendants, income financial). Between 1977, the first year for which data are available elementary survey, and 2014, the average income equivalent (net of proceeds from financial assets, which are recognized only in 1987) has increased by about 35 percent real terms. The fall recorded between 2010 and 2012, coinciding with the sovereign debt crisis, it has returned to the levels prevailing at the end of the eighties. Between 1995, when it consolidated the detection mode, and 2014, the average family net worth has grown by about 8 percentage points in real terms.

Guest Houses are almost to 18% of GDP – In 2014 the total expenditure on pension benefits exceeded 277 billion of euro with a 1.6% increase on 2013. The ‘ impact on GDP, says Istat, increased by 0.2 points from 16.97% to 17.7%. In Italy, the 2014 data in hand, is the holder of a double check pension than one in four people: 25.4% perceive fact two pensions , it is more 4 million individuals. And there is also a share, up 7.8%, which has three or more pensions.

Four out of 10 pensions are below one thousand euro – The 40.3% of retirees receives a pension income is less than one thousand euro per month: it is more than 6 million and a half people, more than 4 out of 10 . Pensioners who in Italy can count on more than 5 thousand euro per month are almost 240 thousand, only 1.4% of the total. Other 767mila pensioners (4.7% of the 16.25 million retirees) can rely on retirement income between 3 thousand and 5 thousand euro per month. It is worse among women: almost half of pensioners do not get to a thousand euro monthly. In 2014 the retirement income stops before to 49.2% of women (over 4.2 million). Among these can count on less than 500 euro 1.169.000 people. Are over 13 thousand retired in 2014 have received pensions for more than 10 thousand euro per month (0.1% of the total). A group of “Super Seniors” which is flanked with about 217 thousand other retirement income between 5 thousand and 10 thousand euro monthly. In total, therefore, retirees with more than 5 thousand euro per month are 230 thousand.

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