current accounts and cards creditoDomani all data known to the tax authorities – BBC

Movements in the current account, the beginning balances and the end of the year, average balance, deposits, investments. Data on the use of credit and debit cards. Even the number of accesses to safe deposit boxes. All of these customer information, relating to 2015, should be submitted no later than tomorrow by banks, postal and other financial operators to the Revenue, which will use “for the analyzes of the risk of escape.” Ie can cross them with data on income declared to check suspicious positions. the registrar of the financial relationship goes tomorrow regime set up by Decree Save Italy in 2011. It is a huge amount of information. On paper, a great tax brother. Which, if well used, could help the fight against tax evasion which deprives the public purse every year 120 billion euro. Actually a tool that will serve primarily as a deterrent. The taxpayer, that is, know that the IRS has this weapon more, even if the actual controls will be limited.

data stored for 6 years

the law of Stability 2015 has deleted the reference to ‘selective lists “of suspicious taxpayers who should have arise from the intersection of financial data with income and opted for a more general reference to “analysis of the risk of escape ‘, in fact. A formulation which, stressed the Guarantor for privacy Antonello Soro audited in Parliament, “actually it prevents a generalized and widespread control of all taxpayers.” Soro also requested a number of guarantees on transmission “fully automated” data to prevent improper access and that they be erased after six years, the maximum term for inspections. The substance, however, say the Agency, does not change. There remain two distinct phases. A first in which you identify the inconsistencies and a second that can reach up to the establishment. For example, in the case of a taxpayer who declares 10 thousand euro of income but movements in the bank hundreds of thousands of euro, the inconsistency will be communicated to the city so that it can make the spontaneous adoption, failing which triggered the investigation. Data transmitted by tomorrow, especially those on the average balance on the current account, will be used to verify the correctness of the new ISEE, the synthetic indicator of family wealth used to obtain a series of performance (kindergartens, scholarships, subsidies to families, etc.), where precisely you must also indicate the average balance.

© ALL RIGHTS RESERVED

March 29, 2016 (edited March 30, 2016 | 08:46)

© ALL RIGHTS RESERVED